Rate & Fee Schedule
Effective January 1, 2023
Share and Draft Fees
| Non-Sufficient Funds (NSF) Item (per presentment) | $30.00 |
| Courtesy Pay (Overdraft) Item Paid | $30.00 |
| Stop Payment | $25.00 |
| Draft/Check Copy | $3.00 |
| Cashier’s Check | $3.00 |
| Cashier’s Check (non-member) | $20.00 |
| Returned Deposit/Payment (if check was written by member) | $30.00 |
| Account Printout (per month) | $1.00 |
| Closed Account (within 90 days) | $5.00 |
| Temporary Checks | 12 Free / $0.25 each |
| Collection Item (including foreign item deposits) | $50.00 |
| Canadian Check Deposit (non-collection item) | $10.00 |
| Additional Statement Copy (per statement) | $2.00 |
| Check by Phone | $10.00 |
| Check Printing | Varies by Style |
| Inactive Account (1 year no activity) | $5.00 / month |
| Verification of Account/Deposit (VOD) | $10.00 |
| Non-Member Check Cashing (per check) | $5.00 |
Debit Card Fees
| Visa Debit Card | No Annual Fee |
| Design It! Photocard (each new card & reissue) | $10.00 |
| Card Reissue | 1 free per year / $10.00 |
| Lost/Stolen Card | 1 free per year / $10.00 |
| Rush Card | $50.00 |
| Copy of Sales Draft | $10.00 |
| Charge-Back (If not a result of fraud) | $30.00 |
| ATM Correction | $5.00 |
| Visa Foreign Transaction | 1.00% |
Miscellaneous Fees
| Skip-A-Payment | $20.00 |
| ACH Origination (funds leaving PPCU) | $1.00 |
| Returned ACH Origination | $30.00 |
| Telephone Payment | $10.00 |
| Online Payment/Transfer (baconpay) | $5.00 |
| Returned Online Loan Payment/Transfer (baconpay) | $30.00 |
| Incoming Wire Transfer | 3 free per month / $5.00 each |
| Outgoing Wire Transfer (Domestic) | $25.00 |
| Outgoing Wire Transfer (International) | $55.00 |
| Rejected Outgoing Wire Transfer (member error) | $25.00 |
| Loan Payment Late Charge (assessed after 15 days) | $15.00 |
| Home Equity Subordination | $50.00 |
| Bad Address/Returned Mail | $5.00 |
| Money Order | $2.00 |
| Visa Gift Card | $4.00 |
| Levy/Garnishment | $75.00 |
| Account Research/Reconciliation (per hour) | $20.00 |
| Notary Fee (non-member, per document) | $5.00 |
| Photocopies (per page) | $0.25 |