Auto Loans
Affordable Auto Loans - Local Trust
Drive away with confidence – and a competitive rate.
- Low rates on new and used vehicles
- Transparent terms and minimal fees
- Fast approval & personalized service from a local credit union
- Find the payment that best fits your needs
- Flexible terms up to 8 years
- Guaranteed Auto Protection (GAP) available
- Extended warranty options
- Relationship pricing discounts available
- Annual Skip-A-Payment Program during the holidays
What We Offer
- New Auto Loan Financing
- Used Auto Financing
- Auto Loan Refinancing
Relationship Pricing
Pikes Peak Credit Union values your membership and rewards our loyal members with discounted loan interest rates. You can lower your rate on a new auto loan by up to 0.75% APR* when you have the following services with PPCU:
- 0.25% APR off your auto loan interest rate if the primary borrower has a checking account at PPCU with payroll or retirement direct deposit.
- 0.25% APR off your auto loan interest rate if you enroll in automatic loan payments from a qualifying account at PPCU.
- 0.25% APR off your auto loan interest rate if you have a home equity loan at PPCU.
*APR = Annual Percentage Rate. Members can qualify for one, two, or three of the discounts listed above. Discounts may not be combined with other promotional rates unless explicitly stated. All loans are subject to credit approval. Member must notify PPCU when conditions are met. Not valid on PPCU auto loans opened prior to August 1, 2025. To retain the discounted interest rate, all qualifying conditions must be continuously met throughout the loan term. Failure to meet these conditions may result in the loan reverting to the non-discounted APR without further notice. Terms and Conditions are subject to change without notice. Other restrictions may apply. Please contact us at (719) 473-5962 for eligibility criteria and full program details.