Individual Retirement Account (IRA)
IRAs That Grow With You
Your Future, Your Way
At PPCU, we make it easy to plan for retirement with IRA options that match your lifestyle and goals.
What we offer:
Traditional IRA
- Put in pre-tax dollars (may lower your taxable income today)
- Your money grows tax-deferred
- You will pay taxes later - when you withdraw during retirement
Roth IRA
- Contribute with after-tax dollars (no tax break now)
- Your money grows tax-free
- Withdraw it tax-free in retirement (if it’s qualified)
SEP IRA
Perfect for freelancers, side hustlers, and small biz owners:
- Built for self-employed individuals
- Employers can contribute for themselves and their team
- Higher contribution limits = more room to save
Coverdell ESA
Education Savings Account (ESA): Planning ahead for education?
- Save tax-free for K-12 or college expenses
- Withdrawals are tax-free for things like tuition, books, or even dorms
How Can You Invest Your IRA at PPCU?
Choose what works best for you:
- IRA Savings Account = Easy access to your funds
- IRA Certificates = Higher returns to grow your nest egg faster
* Always consult a tax advisor to see what’s right for you.