Rate & Fee Schedule
Effective June 1, 2025
Share and Draft Charges
Non-Sufficient Funds (NSF) Item | $30.00 |
Courtesy Pay (Overdraft) Item Paid | $30.00 |
Stop Payment | $25.00 |
Draft/Check Copy | $3.00 |
Cashier’s Check | $3.00 |
Merchant Check Exchange | $20.00 |
Returned Deposit/Payment (if check was written by member) | $30.00 |
Closed Account (within 90 days) | $5.00 |
Collection Item (including foreign item deposits) | $50.00 |
Canadian Check Deposit (non-collection item) | $10.00 |
Additional Statement Copy (per statement) | $3.00 |
Check Printing | Varies by Style |
Inactive Account (1 year no activity) | $5.00 / month |
Non-Member Check Cashing (per check) | $5.00 |
Debit Card Charges
Visa Debit Card | No Annual Fee |
Rush Card | $50.00 |
Visa Foreign Transaction | 1.00% |
Miscellaneous Charges
Loan Extention/Skip-A-Payment | $25.00 |
Returned ACH Origination | $30.00 |
Telephone Payment | $10.00 |
Recurring Online Payment/Transfer (SWIVEL Pay) | Free |
One-Time Online Payment/Transfer (SWIVEL Pay) | $5.00 |
Returned Online Loan Payment/Transfer (SWIVEL Pay) | $30.00 |
Outgoing Wire Transfer (Domestic) | $25.00 |
Outgoing Wire Transfer (International) | $55.00 |
Loan Payment Late Charge (assessed after 15 days) | $15.00 |
Home Equity Subordination | $100.00 |
Money Order | $2.00 |
Visa Gift Card | $4.00 |
Levy/Garnishment | $75.00 |
Account Research/Reconciliation (per hour) | $30.00 |