Give Yourself the Gift of a Little Extra Cash
Skip A Payment This Season
The end of the year is full of fun—and expenses. Between fall getaways, holiday shopping, and family gatherings, your budget can feel a little stretched.
That’s why we’re offering our Skip-A-Payment Program – your chance to take a break from your loan payment(s) and enjoy more breathing room right when you need it the most.
Whether it’s October’s pumpkin spice plans, November’s holiday prep, or December’s gift-giving season, we’re here to help you stress less and enjoy more.
How It Works
- Pick your loan(s). Most auto and personal loans qualify.*
- Choose the month to skip – October, November, or December.
- Apply by filling out the Skip-A-Payment form.
- A small processing charge applies.
Why You’ll Love It
- More cash for the holiday. Use your skipped payment toward travel, shopping, or savings.
- Flexible timing. Choose the month that best fits your budget.
- Fast approval.
- Credit-friendly. Your loan stays in good standing.
Program Details
- Available once a calendar year on qualified loans.
- Loan must be in good standing with at least six months of payment history.
- Interest continues to accrue during the skipped month.
*A $25 processing charge applies for each eligible payment skipped and cannot be added to the loan. To qualify, your loans must be current, and a signed Skip-A-Payment Application with the $25 charge must be received in our office. Interest will continue to accrue on your loan during the month your payment is skipped. Only one payment may be skipped per year on each eligible loan. Mortgage and Home Equity loans are excluded. For auto loan payments, please check with your GAP insurance carrier to determine how skipped payments may affect your coverage. Other restrictions apply.