Free Checking Accounts

At Pikes Peak Credit Union, we don’t believe you should have to jump through hoops to enjoy a free checking account. That’s why we keep it simple and only offer one checking account that is free for everyone!

Free Checking Features:

  • No Minimum Balance Requirements
  • No Monthly Fee
  • Free Senior Checks for Members Age 60+
  • Free Mobile Deposit
  • Free Debit Card
  • Free Bill Pay (a small charge may apply on certain types of transactions)
  • Free Overdraft Transfers from Savings or a Line-of-Credit
  • Unlimited free transactions at over 30,000 CO-OP ATMs nationwide – including most 7-Elevens!
Requirements:

  • $25 minimum opening deposit
  • Account verification by ChexSystems, Inc.
  • 18 years of age or older, unless a parent or guardian is a joint owner

Overdraft Protection:

Avoid the cost and embarrassment of having your share drafts (checks) unnecessarily returned for insufficient funds by selecting an overdraft protection option that will meet your needs.
Benefits:

  • Guard against returned drafts because of bookkeeping or check clearing errors
  • Reduce your chances of being charged costly overdraft or returned check charges
  • Protect yourself against having merchants refuse to accept your checks
  • Give yourself peace of mind by adding overdraft protection
  • There is no fee to add overdraft protection

Choose to have funds transferred from one or more savings suffixes or add your own custom option in which funds may come from an alternate account.

If you are interested in this service please contact a Member Service Representative at (719) 473-5962.

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